Reddit sofi

Used Sofi for a Morgtage Refi in January.. total process was about 45 days.. had zero problems and the communication was very clear.. I shopped 5 different Morgtage companies before deciding. Sofi offered me the best interest rate and the origination fees were also less. Would recommend from my experience!

- SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years.It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ...5.0. NerdWallet rating. The bottom line: Financial services company and brokerage SoFi gained its bank charter in 2022 and launched a combination checking and savings … For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. If Sofi can continue to grow the member base at high rates, steadily increase cross selling of products, continue to add new products, improve products already in place, all while improving …I like my SoFi account and all but never taken a loan. I would suggest shopping somewhere besides Wells Fargo tho and just got out of one from them. To much shady stuff lately. Not saying SoFi is a bad choice, might very well be a great one but not a fan of WF.r/sofi. • 3 yr. ago. MichaelMidnight. Thoughts On Using SoFi Invest As Your Main Investing/Retirement Platform. Discussion. Hi all! I'm currently using Fidelity for my investing …SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.

SoFi. Good news—our APY is increasing again! 🎉. Updates. SoFi Checking and Savings members can now earn 4.30% APY on all savings and Vault balances.*. Members with direct deposit will also keep earning 1.20% APY on their checking account balances. For members without direct deposit, you’ll keep earning the same 1.20% APY on all your cash.SoFi Stadium is the home of the Los Angeles Chargers and the Los Angeles Rams. The state-of-the-art stadium re-imagines the fan experience and will host a variety of events year round including Super Bowl LVI in 2022, the College Football Championship Game in 2023, and the Opening and Closing Ceremonies of the Olympic Games in 2028.r/sofistock. About. u/hoegermeister. • 2 days ago. SoFi's negative Free Cash Flow and whey they use Bulls**t Earnings. Technical Analysis/DD. https://www.datadinvesting.com/p/sofis-negative …The team recorded vibrations from motion sensors it set up near and inside SoFi Stadium as well as regional seismic network stations and was able to detect 43 of the 45 …SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.SoFi Crypto is/was a great product. My speculation is that SoFi would continue to offer it had there not been regulatory pressure. I'm guessing we'll see a new SoFi Invest "Collection" of crypto spot ETFs once those funds to come to market. Perhaps an on-going referral program with Blockchain also, but no indication of that today.SoFi $300 bonus qualification sanity check. I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received."Hi there, the cash sweep program automatically transfers cash balances in your Invest account to a network of partner banks managed by our clearing firm, Apex Clearing. The funds earn interest from the partner banks, and then part of the interest is paid to your Invest account on a monthly basis. You maintain complete access to the cash, and it ...

Support availability depends on the product. Not sure about banking, but I know SoFi Money support options are chat or phone only, Mon-Thu 4am-9pm PT, Fri-Sun 4am-5pm PT. GrundleChunk. • 2 yr. ago. As of late it’s terrible IMO, Was better years ago but you always have to go up a notch the front line people stink! Put some money in Bofa for instant cash withdrawals or do a bank transfer when you need more cash, which takes about 3 buisness days to settle.You can also deposit cash into the Bofa account and do a bank transfer to your Sofi account. Basically use Bofa for your cash transactions, and Sofi to hold your money for the interest rate, and digital ... If you are new to the SoFi Money community, welcome! Enjoy unlimited fee-free ATM withdrawals at over 55,000 AllPoint In-Network ATMs domestically and abroad. For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app.The SoFi Member Rewards program is now open to all SoFi members. Once you enroll in the app, you'll earn points when you make moves toward financial independence. Points are redeemable for pieces of stock, SoFi loan payments, or SoFi Credit Card statement credits. Thanks again to all the members who beta tested the rewards program.22 Sept 2023 ... Please do not pay a fee to use a bank! The best advice I can give is to use SoFi, or any other savings paying 4.3-5.3% and keep a bigger branch ...

Goblet squats.

Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.Day Trading Restriction (and how to avoid it) I am aware that SoFi will restrict my account if it detects four day trades in a 5-day period, and that a day trade is when you buy and sell the same stock on the same day. Let's say on Monday, I buy up a stock, and then I sell it off later that day. Then I do the same thing on Tuesday.Good news—our APY is increasing again! 🎉. SoFi Checking and Savings members can now earn up to 4.60% APY on all savings and Vault balances.*. For members without direct deposit, you’ll keep earning up to 1.20% APY on savings and Vault balances. Nice!By the way, zelle may work for your SoFi debit card, you may continue using it when it works for you, it does not seem that zelle puts out strict rule to block all SoFi debit card. It had been working for my card too (for almost one year, regularly basis). But during past few days (probably since mid Nov), my card does not work well with zelle ...When I used Mint it was way worse than Personal Capital. Relay has some minor connection issues, but no worse than the other 2. I just don't know if Relay would be the best thing for you since it is pretty sparse currently as it is really new for SoFi. Its budgeting feature isn't as detailed as Mint. Honestly, if you are really into tracking ...

r/sofi. • 2 yr. ago. SoFi. An update on SoFi Money. We officially became a bank and launched SoFi Checking and Savings in February of this year.SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ...It could be because Sofi is suing US government for Student loan pause. But perhaps that’s giving too much credit to Dave. He doesn’t care for peasants that much. IIRC, SoFi has been opposed to the current Student Loan pause/forgiveness measures & is fighting to have them ended because SoFi is losing too much money.It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ... I use SOFI for my primary CC and for investing, too. All in all, having a single place to manage my stuff with clean and easy to navigate menus and what not has been great. lowlybananas. •. Main drawback is you can't export transactions. So if you use budgeting software everything has to be manually entered. 17 Feb 2024 ... Due to outsourced CS, seems like a pain in the ass to get issues resolved. However, 90% of people seem to be doing shady things to get their ...Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...SoFi Technologies (SOFI-0.93%) stock was a standout in 2023, gaining 116%. But that's all gone downhill this year and the share have fallen 25% in 2024. But that's all gone …You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available. Sofi checking pays 2.5% APY. Ally I think .10%. Ally has had a ton of fraud issues with their debit cards the past few months. Sofi seems to process ACH transfers faster. Sofi savings APY is a little higher and usually increases before Ally. I was an Ally customer for over a year until the debit card stuff started and Ally pretty much denied ...

Lol at 30$ in 5 years. Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025.

While SoFi is in the process of updating the routing numbers affiliated with the SoFi Money accounts, not all accounts have changed. This is being processed in stages. For any Member who has received the updated routing number, you should have received an email from our Money Team advising you of this change. Sofi checking pays 2.5% APY. Ally I think .10%. Ally has had a ton of fraud issues with their debit cards the past few months. Sofi seems to process ACH transfers faster. Sofi savings APY is a little higher and usually increases before Ally. I was an Ally customer for over a year until the debit card stuff started and Ally pretty much denied ... I can afford a high payment but not everyone can afford the payment schedule for only 3 years. Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's.SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service .SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...r/sofi. • 2 mo. ago. dakotabreezy23z. Pros and Cons of Sofi. Banking. This year I'm really taking my finances serious. A part of that is looking for a high yield savings account. I keep seeing …On CNBC’s "Mad Money Lightning Round," Jim Cramer said SoFi Technologies Inc (NASDAQ:SOFI) is "not working. I don’t k... On CNBC’s "Mad Money Lightning...ACH transfers SoFi initiate may be free but larger transfers can take several days, up to a week to fully clear and show as balance. You'll get a small amount the first day, some more in another fee days, and the majority of the balance in about 5 work days. For comparison imagine if you transfer $100K and already qualify for the 2% savings ...

How to sharpen an image in photoshop.

Do vets do payment plans.

InvestorPlace - Stock Market News, Stock Advice & Trading Tips Financial stocks have tanked in the aftermath of the recent banking crisis, and... InvestorPlace - Stock Market N...A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat...19 Oct 2022 ... 30 votes, 25 comments. 33K subscribers in the sofi community. The official subreddit of SoFi. Get your money right, all in one app. NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%. r/sofi. • 5 yr. ago. cubiclegangstr. SoFi Money & Lending - A Review. Save & Spend. Title should read: SoFi Money & Invest - A Review. I'm not going to spend a ton of time going over the … r/SoFi Guidelines/Rules:. 1. Respect each other: This subreddit is made up of diverse members with unique stories and backgrounds. Hate speech, racism, abuse, prejudice, profanities and any content deemed as inappropriate will not be tolerated, and will be removed. It could be because Sofi is suing US government for Student loan pause. But perhaps that’s giving too much credit to Dave. He doesn’t care for peasants that much. IIRC, SoFi has been opposed to the current Student Loan pause/forgiveness measures & is fighting to have them ended because SoFi is losing too much money. Deposits up to 1k clear instantly (you’re allowed to clear more if you have a balance) and the buys are within the next trading day. It’s very simple to understand and use. I use it for a regular brokerage account and am happy thus far. No management fee is nice. Nothing wrong with 10 dollars either. It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks. Banking. This may be more of just a general banking question, but since the savings account in SoFi yields the high interest rate, and there is no-fee overdraft protection, I have just been keeping 100% of my money in the savings account. I keep $0 in my checking. Anything that comes out of my checking is covered by an overdraft from my savings. r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I … ….

SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very …NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%. SoFi $300 bonus qualification sanity check Discussion I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received." Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.For the ETFs they use pretty much the Sofi select Top 500 and Vanguard ETFs. I used to use Sofi automated investing on an aggressive strategy. They will exclusively invest in Vanguard developing markets, traditional Vanguard stock ETF, but they will invest in Sofi ETFs also which sometimes but not always outperform Vanguard. 1. Rolandooo. • 2 yr. ago. I have been happy with using them as my primary bank (roughly 5 months now). I am all digital and never handle cash so I have no comments on deposits or withdrawals through ATMs. My biggest suggestion to SOFI is please enable a better two factor authentication. Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.SoFi is actually doing a 3% back promotion until the end of this year or up to 12K (whichever comes first) if you have direct deposit setup for their checking account. Otherwise 2% back on everything, though, in order to get that 2% you have to redeem towards another sofi account. Credit statement, invest account, savings account, etc.There are obvious jobs, sure, but there are also not-so-obvious occupations that pay just as well. When everyone seems to be making more money than you, the inevitable question is ... Reddit sofi, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]